Organizational Change: Transformation through People and Processes

Transform Your Business, Change Your Company Culture

Think back over all the places you have worked. What was it like to work there? Did you ever experience a layoff or a business closing? Did the business you worked for implement a change initiative? That change could have been implementing new software or technology.  Perhaps they decided to outsource some aspect of the business.

You know from experience that making changes is tough. Your success is dependent on the people working in and on your business. Changing the culture in your business is one of the critical steps in moving performance to the next level. Cultural change is one of if not the most difficult aspect of organizational change.

The current culture has evolved and is intrinsic to your systems, current team and roles, and every aspect of doing business. The reality is that the existing “way we’ve always done it” will go into self-defense mode to preserve existing norms, interactions, and comfort zones. Even when the organization is at risk of layoffs, closings, and other negative consequences, people are reluctant to embrace change.

Their reluctance stems from their comfort level with how things are. They know what to expect and what their role is in the current structures and systems. They have been a part of the evolution of the culture. The culture has evolved from the styles and preferences of those in management and leadership positions and their tendency to hire people who think and act and agree with them.

Your organization has been hiring to reinforce the existing culture, actions, and behaviors of the long-term team members. So to transform your organization’s culture, you will need to challenge the norms, the perceptions, the intrinsic need to defend “what is.”

It is a tough ask of your organization to recognize that the current culture may be a substantial obstacle to future success. After all, the team you are asking to change helped create the existing culture. So your first step in transforming the organization is to generate insight and self-awareness at the organization, group, and individual levels. Everyone has to recognize that the organizational culture is a contributing factor to future success.

Transforming the Current Culture

Over time, as an organization grows, the culture changes from what was intended. These changes are subtle, nuanced changes that occur as people come and go, move positions, and interact become the culture. To ask people to change consciously, challenges them to rock their worlds.  Often people will resist changing up to the point of damaging the organization’s ability to compete and thrive. I remember when working at a Fortune 500 company and the new CEO described the layers of management as an “impervious layer of clay.” The layer of established managers, long-term managers, not advancing in their careers, resisted every change. Not only did they resist change, they actively made decisions that undermined the new CEO’s directives. The CEO then must decide if he/she is willing to engage in a complete overhaul of the organization, even if it means getting rid of long-term employees.

Not So Bad, But Not Good Enough

Some organizations find that the existing culture isn’t dysfunctional, but it doesn’t align with the direction the business must go to thrive. Transforming a functioning culture requires adjustments that align the organization with the new goals and shifts what the organization values and rewards.

Where to Start the Change

One of the early steps in creating organizational change is to influence the human resource aspect of the business – the hire, reward, retain, and train system. If people continue to hire people just like them, then your organization will not change. If you continue to reward behaviors and results that do not align with the new vision, goals, and strategies, you will continue past results.

Intervention and transformation begin with the human resource assets, your team. The intervention may mean adopting new ways of recruiting, screening and training new hires. You may need to shift at least temporarily the hiring process up the management chain or outsource to get the candidates through that “impervious layer of clay” so that you have the talent, skills, and attitudes moving into the organization.

Something else that may require another look is how employees are developed and advanced. From experience I know that employees who don’t fit, conform, and are willing to look for new ways of doing things are constrained, restrained, and even discouraged from using the talents and skills that the organization desperately needs. I’ve seen too many organizations create innovative teams to undertake significant change projects and staff them with people who lacked the technical skills and desire to create change. One example that comes to mind was a corporation that needed to transform the financial reporting system. Executive leadership asked for a team to design and prototype the system. Unfortunately, they relied on middle managers who had no desire for a new system to staff that team. The people selected had no computer skills, no modeling skills, and had no idea where to start building a brand new system. As a result, the team recreated the existing financial reporting system using new database software.

Insight Required

Psychologists recognize that change requires insight. The individual (and organization) need to have the ability to objectively evaluate itself and understand what motivates your actions and behaviors. Without insight, self-awareness, there can be no real or lasting change.

Change occurs in one of four states.  The first method of change is authoritarian – someone says change must happen and compels the change. Authoritarian change is the “because I told you to” and that is reason enough to make the change.

An external influence compels the second state of change and causes you to decide to comply. Think peer pressure, the influence of group norms, or the impact of environment on your behavior.

The third state of change is self-awareness that there is a need for change. Something isn’t working, so you intellectually realize your actions and behaviors need to change.

The fourth state and the long-lasting, enduring state where change happens, is self-motivated change. You don’t like your current state or results; you are mentally and emotionally committed to change, whatever it takes.

Your leadership mission is to get the people in your organization to realize and recognize the need to change to support the organization’s progress and enable success. So in the short-term, you may need to utilize all four states of change to change your organization.

Initially, the positional authority can be used to change policies and practices related to human resources.  You can build on that success by putting in place key personnel, leaders, and managers that are committed to transforming the organization and they can exert influence throughout the organization (impact the environment) to move the transformation forward.

However, to achieve a complete transformation, you will need to guide team members through a process to develop self-awareness and become self-motivated. The successful organization is one that at every level has employees who can identify needed changes and have the means to escalate those changes to the proper level to make them happen.

Change occurs when people in an organization realize and recognize that their current culture must change or the organization won’t thrive. However, change will not be easy or pretty regardless of how aware of or necessary change is. Change is challenging, uncomfortable. It takes time, tools, and leadership.

Start the Transformation Here

  1. Define the current culture.
  2. Define the desired outcomes and culture that will support success.
  3. Create and communicate the vision.
  4. Plan the new culture
  5. Create the framework – policies, procedures, systems, tools, etc.
  6. WIIFT – What’s in it for them? Point out the benefits
  7. Motivate the change with performance metrics, reward, and opportunities.

It isn’t easy. But change happens every day. Your goal is to decide what change will happen, then guide your organization step-by-step on the difficult and rewarding journey ahead.

 

Lea A. Strickland, MBA MA CMA CFM CBM GMC is President and CEO of F.O.C.U.S. Resource, Inc. (www.focusresourcesinc.com) located in the Research Triangle Park region of North Carolina. Lea works with client companies throughout North America to grow their organizations by transforming how the business operates. Lea specializes in business processes and systems, organizational change, funding (including crowdfunding), government contractor and grant systems, and growth strategies. Contact her via email Lea@FOCUSResourcesInc.com or by phone 919.234.3960.

 

Lyle Gravatt: Patents and Other Intellectual Property Basics

Lyle Gravatt

 

Attorney Lyle Gravatt joined the Forrest Firm’s Raleigh office in January of 2018, and leads the firm’s intellectual property practice.

In his new role at the firm, Lyle focuses on patents, trademarks and intellectual property licensing and agreements. His strategic perspectives and experience in a wide range of technologies allow clients to protect and monetize their intellectual property assets in coordination with their business’s goals. Lyle provides end-to-end services, from competitive intelligence and portfolio reviews to filing and prosecuting applications for building value.

Lyle joined the Forrest Firm after more than three years practicing intellectual property law in the Raleigh office of NK Patent Law, where he prepared and prosecuted patents and trademarks with the United States Patent and Trademark Office as well as international regulatory entities.

Lyle began his legal career at Neopatents in Raleigh, spending nearly three years providing insights to businesses using patent analytics and prosecuting patent applications across multiple industry sectors, including mechanical and medical devices, as well as applications for telecommunications, manufacturing, biotechnologies, biological processes, computer software, data analytics, and consumer products.

He earned a Bachelor of Science degree in Physics from Wake Forest University in 2001, where he performed biophysics research. He attended the University of Mississippi School of Law, earning his Juris Doctor degree in 2010.

Lyle is licensed to practice law in the state of North Carolina. He is a member of the North Carolina Bar Association.

Education (Lyle Gravatt)

♦ J.D., University of Mississippi School of Law, 2010

♦ B.S., Physics, Wake Forest University, 2001

Contact Info:

[e] lyle.gravatt@forrestfirm.com

Twitter @lylegravatt

www.ForrestFirm.com

Doug Colvard: Cryptocurrency and Tokens

Doug Colvard

About Doug Colvard:

Bio
Doug Colvard is a lawyer with Fourscore Business Law and primarily practices in the areas of corporate and business law. Prior to joining in 2018, Doug worked for several years in the financial services industry, focusing primarily in the derivatives and prime brokerage space before leaving to join Fourscore. Prior to his legal career, Doug worked at a venture-backed startup, in investment banking, and was an educational consultant.

Doug advises and assists enterprises ranging from start-ups, middle-market companies, and multi-national corporations across a broad range of industries including finance, technology, healthcare, manufacturing, advertising, and software to name a few. Doug also regularly assists closely-held businesses in a wide variety of contexts including business formation and organization.
About Fourscore Law
Fourscore Business Law handles the majority of our clients’ work internally. Our experience serving as outside general counsel for our clients allows us to efficiently work with highly-talented lawyers outside our four walls, when necessary, to deliver an excellent customer experience that entrepreneurs, investors, and business people love. The team is in growth mode, and we intend to retain the Fourscore Principles as we expand.
THE FOURSCORE PRINCIPLES:

  • Understand who you are. Fourscore is a customer service company. We just happen to be lawyers. Fourscore lawyers build relationships, not client lists. Serving our communities is a way of life, as is living responsible and sustainable lives with our families, clients, and co-workers.
  • Understand your environment and find a pain point.
  • Clients and lawyers alike hate the billable hour. Ruthlessly stamp it out of any situation in which it isn’t absolutely necessary.
  • Lawyers are notoriously slow and unresponsive. Be proactive with communication.
  • Business people hate it when lawyers (a) make things more complicated than necessary and (b) talk down to them. Do the opposite – use Lincoln’s “fourscore principle” to make the complex understandable. Be approachable.
  • Do excellent work. Whether we are representing a Raleigh tech startup, a small business in Durham or a venture capital fund investing in a Silicon Valley company, Fourscore lawyers take every opportunity to use our experience, training and common sense to do our best work, every time.
  • Provide value in unexpected ways. Fourscore Business Law leverages useful technology to increase efficiency in our workflows and make life (and business) easier for our clients. We love connecting clients and friends, helping our community build their work together.
  • Be mission-driven. Our mission is to be the law firm that changes the public perception of lawyers.

Through our extensive experience working with entrepreneurs, investors, and business owners, we understand that predictable pricing is important and that helping our clients budget for legal services is part of our job. To that end, we offer flat-rate pricing on many projects and when we must bill by the hour, we always provide good faith estimates and commit to keeping our clients up-to-date on their legal spend. Just like Honest Abe. Based in the Research Triangle region of North Carolina, Fourscore Business Law serves entrepreneurs and businesses in Raleigh, Durham, Chapel Hill, Wilmington, Charlotte and throughout the Southeast. We also represent venture capital funds and other investors who invest in companies located in New York, Silicon Valley and everywhere in between.

Social Media
@fourscorelaw
https://www.linkedin.com/company/fourscorelaw/
https://www.facebook.com/fourscorelaw/

Talking Points:
Crowdfunding, Equity Financing, Fundraising, ICOs/Cryptocurrency

Lyle Gravatt: Intellectual Property

Lyle Gravatt

 

Attorney Lyle Gravatt joined the Forrest Firm’s Raleigh office in January of 2018, and leads the firm’s intellectual property practice.

In his new role at the firm, Lyle focuses on patents, trademarks and intellectual property licensing and agreements. His strategic perspectives and experience in a wide range of technologies allow clients to protect and monetize their intellectual property assets in coordination with their business’s goals. Lyle provides end-to-end services, from competitive intelligence and portfolio reviews to filing and prosecuting applications for building value.

Lyle joined the Forrest Firm after more than three years practicing intellectual property law in the Raleigh office of NK Patent Law, where he prepared and prosecuted patents and trademarks with the United States Patent and Trademark Office as well as international regulatory entities.

Lyle began his legal career at Neopatents in Raleigh, spending nearly three years providing insights to businesses using patent analytics and prosecuting patent applications across multiple industry sectors, including mechanical and medical devices, as well as applications for telecommunications, manufacturing, biotechnologies, biological processes, computer software, data analytics, and consumer products.

He earned a Bachelor of Science degree in Physics from Wake Forest University in 2001, where he performed biophysics research. He attended the University of Mississippi School of Law, earning his Juris Doctor degree in 2010.

Lyle is licensed to practice law in the state of North Carolina. He is a member of the North Carolina Bar Association.

Education (Lyle Gravatt)

♦ J.D., University of Mississippi School of Law, 2010

♦ B.S., Physics, Wake Forest University, 2001

Contact Info:

[e] lyle.gravatt@forrestfirm.com

Twitter @lylegravatt

www.ForrestFirm.com

Entrepreneur Profile: Foosye’s Ray Chow

 

Ray Chow

Ray Chow is the Chief Food Truck Officer (CFTO) and Co-Founder of foosye®. He spent more than 20 years in the restaurant industry before buying his first food truck more than 4 years ago. Ray is recognized across NC for his passion for food, and eagerness to mentor and coach new entrants in the food truck industry. Ray is our chief food truck ambassador, subject matter expert and perpetual cheerleader. He is passionate about eliminating Drive, Park and Pray™ for himself and his peers in the mobile food industry.

Ray Chow
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Tuesday, April 10, 2018 Ray Chow talks about Foosye and Crowdfunding Campaigns.

 

LISTEN NOW 

Listen to Ray Chow’s Success Story and Foosye background interviews.

LISTEN NOW June 2015 Program

 

LISTEN NOW May 2017 Program

Jim Verdonik and Benji Jones: Tokenized Security Offerings

Topic Background:

What is a Security Token?

From Investopedia

A security token is a portable device that authenticates a person’s identity electronically by storing some sort of personal information. The owner plugs the security token into a system to grant access to a network service. Security tokens are issued by Security Token Services (STS), which authenticate the person’s identity. (Read more: Security Token Definition | Investopedia https://www.investopedia.com/terms/s/security-token.asp#ixzz5B3rpA61m)

 

Tokenized Security Offerings Information and Resources:

Funding: https://gatewaycapitalx.com

Cryptocurrency: https://www.wardandsmith.com/practice-areas/cryptocurrency

Blockchain: https://www.wardandsmith.com/practice-areas/blockchain

Guest Bios:

Jim Verdonik

James Verdonik, Attorney

(Contact Jim via email:  JVF@WardandSmith.com)

Jim leads the firm’s Securities practice.  He focuses his practice on matters involving corporate and securities law.  He advises entrepreneurs, businesses, and investors about how to combine the best business and legal strategies when raising capital, commercializing technology and growing and selling their businesses.  Jim also assists investors and entrepreneurs in negotiating investment terms and other transactions.

Jim’s transactional work includes public and private securities offerings, venture capital investments, mergers and acquisitions, and corporate partnership transactions on behalf of both public and private companies.  He has advised companies in more than a billion dollars of capital raising transactions.  Jim has extensive experience with clients in both the biotechnology and information technology industries.  Jim regularly counsels boards of directors, company founders, management teams, shareholders, and investors in public and private companies about their relationships with one another on matters that include director fiduciary duties, shareholder rights, corporate governance, securities disclosure issues, management compensation, and conflicts of interest.

Jim’s book Crowdfunding: A Legal Guide to Investment and Platform Regulation (Thomson Reuters 2016) analyzes securities laws through the prism of Crowdfunding capital raising practices.  He writes a column about business and legal issues for Triangle Business Journal, which has been republished by several dozen newspapers around the country, including in the country’s primary technology centers, such as Boston and Silicon Valley.  Jim has served on advisory boards to two governors about state policies to encourage the growth of technology businesses.  He authored a North Carolina a statute that granted tax credits to investors in technology companies and other entrepreneurial businesses and provided advice to drafters of North Carolina’s crowdfunding law.  He has been rated by his peers as being “preeminent” in his fields of law.

Education

  • J.D., cum laude, Fordham University School of Law, 1977. Fordham Law Review.
  • B.A., Fordham University, 1971

Representative Experience

  • A dozen initial public offerings and many other secondary offerings – primarily for technology and science related businesses
  • Dozens of venture capital, private equity, angel and other investments ranging in size from $100 thousand to $20 million
  • Crowdfunding offerings and advice to Crowdfunding Platforms
  • Mergers and acquisitions of both private and public companies
  • Two proxy contests for public companies
  • Multiple PIPES transactions for small public companies ranging from $1 million to $10 million
  • Multiple public shell mergers and SPAC transactions
  • Commercial loan transactions ranging from $5 million to $50 million
  • License transactions with over $1 billion in royalty and milestone payments
  • Proxy statements, Annual Reports on Form 10-K and other disclosure documents filed with the SEC for more than two dozen public companies
  • Advising Boards of Directors and Special Committees about fiduciary duties in major transactions, including M & A transactions, conflicts of interest, and bankruptcy.

Honors and Distinctions*

  • Council for Entrepreneurial Development’s “Outstanding Service Provider Award”
  • Greater Raleigh Chamber of Commerce’s “Outstanding Service to the Business Community Award”
  • The Best Lawyers in America, 1995-2018
  • “Legal Elite,” Business North Carolina, 2007
  • “Super Lawyer,” North Carolina Super Lawyers, 2006-2007

Professional and Community Affiliations

  • Council for Entrepreneurial Development (former member, board of directors)
  • Greater Raleigh Chamber of Commerce (former chairman, Venture Capital Task Force)
  • National Association of Corporate Directors (former member, board of advisors for the Research Triangle Chapter)
  • North Carolina Bar Association — Sections: Business Law; Corporate Counsel; Intellectual Property Law
  • North Carolina Technology Association (member, Board of Advisors)

Admitted to Practice

  • North Carolina, 1985
  • All state courts in North Carolina

About Jim

I advise entrepreneurs, businesses, and investors about how to combine the best business and legal strategies when raising capital, commercializing technology, and growing and selling their businesses.  I also assist both investors and entrepreneurs in negotiating investment terms and other transactions.

When I started practicing law in a big New York law firm, most of the lawyers there dealt with securities law as a big part of their practice.  So, I became a securities lawyer by working with about a hundred securities law teachers.  Many of the partners had worked inside the Securities and Exchange Commission.  They taught me how regulators look at securities issues, which helps me keep clients out of jail.  Most were very practical lawyers, but the partner who clerked for a Supreme Court Justice and taught securities law at Yale taught me the value of understanding legal theory.  Having a theoretical framework allows you to get to efficiently plow through thousands of facts to focus on what is most important.  In the law business saving time saves money for clients.  Over the years I have borrowed tricks of the trade from many lawyers both in my own firm and from other firms.  All these tricks of the trade have enriched my theoretical framework.  I recently formalized that framework in a book called Crowdfunding: A legal Guide to Investment and Platform Regulation published by Thompson Reuters.  The book analyzes securities laws in light of 21st Century technology and business practices.

I have been working on technology and science based transactions since I started practicing law.  In most of the deals I did in New York we represented investment bankers and venture capital investors in technology, biotech and the science industries.  So, it was natural that when I moved to Research Triangle, NC, I gravitated toward the same industries.  Now I represent both investors and companies raising capital.  Life is more fun when you get the opportunity to do deals from both sides of the table.

Aside the training I mentioned above, securities law is all about telling the truth.  I grew up in a family where truth-telling was sometimes taken to painful limits.  My wife, Pam, can tell you how surprised she was when she met her prospective in-laws.  So, by nature or nurture or both, being a securities lawyer suits me.  But that is only part of the picture.  When I help businesses describe themselves to investors, we are writing a story – the story of why that business and the investors belong together.  Securities law requires the story to be true.  Selling the deal requires creatively incorporating truth into a cohesive story.  I think I’m very good at writing these truthful stories that bring businesses and investors together.  You can check out my story telling skills here http://www.bizjournals.com/search?q=Verdonik where my columns about business, law, and technology has been published for twenty years.

 

Benji Jones

Benji Jones, Attorney

(Contact Benji via email:  btjones@WardandSmith.com)

Corporate attorney Benji Taylor Jones recently joined the Raleigh office of Ward and Smith.  She has been a trusted counselor to numerous private and public companies in a variety of corporate and securities law matters for nearly two decades. Most recently, she’s been focusing her practice on crowdfunding and fin-tech financings.  Benji played a critical role in the passage of North Carolina’s intrastate crowdfunding exemption (NC PACES). She represented the only platform offering peer2peer real estate loans under Regulation A and the first NC company to conduct a Regulation Crowdfunding campaign under Title III of the JOBS ACT. Benji is on the forefront of crowdfunding offerings in North Carolina.

Additionally, Benji advises public and private companies on a broad spectrum of legal issues affecting businesses. She regularly represents clients in public equity and debt offerings, traditional private placements and repurchase programs, public company securities compliance, corporate formation and governance, early stage financing for start-up and growth companies, mergers and acquisitions and strategic contracting.

Benji teaches as an adjunct professor and as a guest lecturer at local area universities and law schools. She regularly speaks and writes on crowdfunding, the JOBS Act, and related matters. While in law school, Benji was on the staff and editorial board of the Columbia Law Review, externed for the Honorable Shira Schiendlin of the Southern District of New York, worked at Cleary, Gottlieb, Steen and Hamilton in New York City, and clerked for the Italian law firm of Ughi e Nunziante in Rome.

Education

  • Columbia University, J.D., Harlan Fiske Stone Scholar, 1998
  • New York University, M.A., 1996
  • Southern Methodist University, B.F.A., 1991

Representative Experience

  • Represented first North Carolina company to launch a Title III Regulation Crowdfunding offering
  • Advised a real estate micro-lending crowdfunding platform in qualification with the SEC and NASAA of Tier 1 Regulation A offering
  • Counseled a global provider of biopharmaceutical development services and commercial outsourcing services in its $1.1 billion initial public offering and listing on the New York Stock Exchange
  • Advised a global CRO business in the staged acquisition of the leading interactive response technology provider for $75 million in value
  • Counseled a leading international developer of video games and game engine software in significant minority investment by a Chinese internet company
  • Represented a global biopharmaceutical services company with its $525 million offering of senior notes and a related holding company reorganization and spinoff of a subsidiary to its shareholders
  • Represented a global solid state LED lighting and semiconductor manufacturing company with the acquisition of a privately held company (valued at approximately US $200 million) and related fairness hearing before the Securities Division of the North Carolina Secretary of State
  • Counseled a global biopharmaceutical services company in connection with a private equity transaction that reconstituted the company’s ownership and provided liquidity to its existing security holders
  • Advised a multinational manufacturer and supplier to the papermaking industry in connection with a private placement of $240 million of senior notes and subsequent exchange offer for registered notes
  • Represented a major convenience store chain with a refinancing of senior credit facilities and tender offer and consent solicitation of outstanding senior secured notes
  • Advised a venture capital funded agricultural biotechnology company in a $400 million sale to public company in a cash and milestone based transaction

Benji is also a regular speaker and author. Some recent articles and appearances include:

Honors and Distinctions

  • The Best Lawyers in American, 2018
  • “Editor’s Choice” Award, WRAL TechWire Annual Awards, 2017

Professional and Community Affiliations

  • American Bar Association
  • North Carolina Bar Association
  • Wake County Bar Association
  • Member on the board of directors of several non-profit arts organizations

Admitted to Practice

North Carolina

About Benji

Don’t be surprised if you are out at a Triangle theater production, and happen to spot me on the stage. I sometimes perform, and enjoy it immensely.

Jim Verdonik and Benji Jones: Blockchains, Cryptocurrency and Initial Coin Offerings

Jim Verdonik
Benji Jones

JIM VERDONIK and BENJI JONES

Jim Verdonik and Benji Jones lead Ward and Smith P. A.’s Securities and Fintech groups. These groups include Crowdfunding Blockchain/COINS teams. We are also leaders of the Raleigh Blockchain Working Group of E4 Carolinas a networking group for new energy businesses.

They have represented Venture Capital Funds, public and private portfolio companies and other growth businesses in financing, M & A, licensing and other transaction across a wide range of industries, including technology and bio-science. Both Jim and Benji played a critical role in the passage of North Carolina’s intrastate crowdfunding exemption (NC PACES) and building a state-wide on-line capital raising ecosystem.

Jim has written multiple books about finance and growing technology businesses, including:

  • Crowdfunding: A Legal Guide to Investment and Platform Regulation
  • Crowdfunding Opportunities and Challenges

Both books analyze Crowdfunding business practices and technology the impact of the JOBS Act on the venture capital industry and traditional securities laws, including the Securities Act of 1933, the Securities Exchange Act of 1934, the Investment Company Act of 1940 and the Investment Advisers Act of 1940.

Jim and Benji are Thomson Reuter’s answer people for Crowdfunding issues. They have conducted a series of Crowdfunding webinars for Thompson Reuters, which calls itself the “Answer Company.”

They write a nationally distributed newspaper column about business, technology and legal issues for the American Business Journals www.bizjournals.com that reaches more than four million readers through local business publications in more than forty cities across the U. S.

You can read their blog, Entrepreneur Intersection, check out their YouTubeChannel, and attend workshops, conferences, and continuing legal education course that they present on Fintech, Blockchain/COINS, Crowdfunding, the JOBS Act, and related matters.

Resources:

ICO Defined – https://www.investopedia.com/terms/i/initial-coin-offering-ico.asp

Blockchain Defined – https://www.investopedia.com/terms/b/blockchain.asp

Cryptocurrency Defined – https://www.investopedia.com/terms/c/cryptocurrency.asp

https://capitalgatewayx.com

www.wardandsmith.com